Need To Sell Your House Due To Bankruptcy In Jacksonville FL?

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Sell My House Bankruptcy Jacksonville FL

Do you need to sell your house fast due to bankruptcy? Bankruptcy can come as a surprise and can often leave a person confused without knowing their options. Are you going through bankruptcy and are faced with the decision of whether or not to sell your house in Jacksonville FL? If so we have some helpful information to help you decide

What  Is Bankruptcy?

Keeping Your Home During Bankruptcy

If you have to file for bankruptcy, you don’t have to lose your home. There are ways to save your property however this all depends on what type of bankruptcy you are filing.

Chapter 13 Bankruptcy:

In Chapter An exemption allows you, the homeowner to keep belongings such has your home, car, and retirement account. The value of these exempt items will determine how much of an exemption you receive in terms of paying back creditors. If your home is seen to be valued at $100,000, your exemption may be $50,000, leaving you with $50,000 to pay back. These amounts owed are part of a repayment plan that you’ll have to create. Over the course of your plan, you’ll be required to pay your unsecured creditors the greater of your disposable income, or the value of your nonexempt property. If you can prove that your income is enough to pay back your debtors in time, then you’ll be able to save all the equity in your house (a 100% exemption).

Chapter 7 Bankruptcy:

Chapter 7 Bankruptcy 

Sell Your House During Bankruptcy Jacksonville FL

(Two Options)

Listing The Property With A Realtor

Once the decision to sell the property is agreed upon, there are a few ways to go about the sale. The first would be listing the property with a realtor. This option will require you to sign an agreement with a realtor for them to market the property on the MLS and other places such as Zillow and Trulia. This selling process often takes anywhere from 30-90 days due to things like financing contingencies, appraisals, and inspections.  Sellers are often required to make repairs/upgrades to the property. Divorcees may elect to choose this route in order to render the highest price for their property. However, due to the emotional stress and costs/fees that come with a divorce, selling the house as-is for fast cash can be a hassle free, easier route to take.



Selling The House To An Investor

If you decide to sell the house to home investors such as Buying Jax Homes, this means that you can sell your property for fast cash in any condition it is currently in. This can save you lots of time, headaches, and money if you are faced with fixing up the property or don’t want to wait 1-3 months for a sale to occur. Investors typically do not involve banks, meaning an appraisal is not necessary.This can be a very convenient and easy way to put the property behind you, put cash in your pocket, and move on with your new life. We buy houses in Jacksonville FL during divorce. If you’re looking to sell your property due to divorce, simply fill in the form below. We will get back to you within 24 hours with your FREE no obligation cash offer on your property.

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